HOW DO
YOU MOVE?

Unlock the Missing Piece of Risk Assessment.
Gain unprecedented insights into vehicle usage, redefine risk, and transform your underwriting with the MOVE Score.

movescore
  • The Problem

    MISSING INFORMATION

    Traditional risk models use static data about drivers and vehicles but ignore actual driving behavior—how, when, and where a car is driven.

  • The Solution

    MOVE SCORE

    MOVE Score provides the missing driving behavior data and seamlessly enhances your existing risk models without adding complexity.

BENEFITS

For Insurers

REVOLUTIONIZE YOUR UNDERWRITING PROCESS

  • Accurate Pricing Model

    MOVE Score delivers real-world vehicle usage data, enabling insurers to enhance risk segmentation and pricing with dynamic, behavior-based insights.

  • Reduce Loss Ratios

    By accurately identifying both low-risk and high-risk drivers, you can offer competitive premiums to safer drivers while proactively managing higher-risk individuals to reduce overall claims costs.

  • Precision Scoring

    MOVE Score is a proven indicator of claims frequency. Combined with driver and vehicle data, it delivers highly accurate scoring while fully protecting user privacy.

For Users (and You)

PRIVACY, SAFETY AND REWARDS

  • Customer Privacy is Protected

    Customers can trust that their personal information stays private. MOVE Score safeguards anonymity by transmitting only a digital key and the score—no location details or specific driving data are shared.

  • Fair Premiums for Safe Driving

    MOVE Score directly links safe driving habits to premium pricing. Customers benefit from fairer and more accurate pricing, rewarding their responsible behavior behind the wheel.

  • Personalized Driver Coaching

    MOVE Score enables personalized driver coaching and predictive warnings, helping customers improve their driving behaviors proactively. This valuable guidance is provided without sacrificing customer privacy, further enhancing safety and satisfaction.

For IT Teams

EASY INTEGRATION AND IMPLEMENTATION

  • No Complex Integration Needed

    Insurers can conveniently access customers’ MOVE Scores through a web service or API, eliminating complex integration efforts.

  • Ready-to-Use Mobile App

    IT teams do not need to build or maintain a separate smartphone app. Instead, they can directly leverage the MOVE Score App available through major app stores.

  • Effortless Actuarial Integration

    IT teams can easily deliver MOVE Score data to actuaries, allowing straightforward integration into existing processes. MOVE Score seamlessly functions like any standard scoring factor, simplifying actuarial workflows.

White Paper Download

Get the Full Insights Behind the MOVE Score.

Our analysis of 100,000+ driving years paired with claims data reveals the transformative power of driving behavior insights.

Fill out the form to access the white paper and learn how MOVE Score can enhance your models

    Get the MOVE Score App Today.

    Want to explore how MOVE Score works firsthand? Download the app to see how driving behavior transforms into actionable insights.